Consumer Credit Protection Act
The Consumer Credit Protection Act limits the amount that can be deducted as child support or alimony from earnings.
The limit ranges from 50 percent to 65 percent of disposable earnings.
The full ordered amount of child support or alimony will be deducted as long as that amount does not exceed the maximum percentage allowable.
If the payor does not have sufficient disposable earnings to allow for the full ordered amount of support to be deducted, the Act imposes the following limits on the percentage of disposable earnings that may be deducted:
50% if the obligor provides proof that he/she is providing more than half the support of dependents other than those for whom the support is to be deducted, and if the payor has not accrued an arrearage.
55% if the obligor provides proof that he/she is providing more than half the support of dependents other than for those whom the support is to be deducted, and if the payor has accrued an arrearage.
60% if the obligor has not provided proof that he/she is providing more than half the support of dependents other than those for whom the support is to be deducted, and if the payor has not accrued an arrearage.
65% if the obligor has not provided proof that he/she is providing more than half the support of dependents other than those for whom the support is to be deducted, and if the payor has accrued an arrearage.
If the military member or civilian employee's available disposable earnings are insufficient, and the limitations become applicable, the available disposable earnings are allocated so that a proportionate share of the available earnings is paid toward each obligation.
