The Military Lending Act, or MLA, says that military members cannot be charged an interest rate higher than 36 percent on most types of consumer loans and provides other significant rights.
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Military members are required to manage their financial affairs and timely pay debts.
Only civil authorities can enforce payment of private debts. Creditors and debt collectors are not entitled to command assistance in collecting a debt.
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The Servicemembers Civil Relief Act, or SCRA, is a law that protects military members by postponing or suspending certain civil obligations.
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